.kspeksn-page-hero {
    background: linear-gradient(135deg, rgba(30, 58, 138, 0.05) 0%, rgba(59, 130, 246, 0.1) 100%);
    padding: 6rem 0 4rem;
    text-align: center;
}

.kspeksn-page-title {
    font-size: 3rem;
    font-weight: 700;
    color: var(--kspeksn-text);
    margin-bottom: 1rem;
    background: linear-gradient(135deg, var(--kspeksn-primary) 0%, var(--kspeksn-primary-light) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.kspeksn-page-subtitle {
    font-size: 1.25rem;
    color: var(--kspeksn-text-light);
}

.kspeksn-product-features {
    padding: 6rem 0;
    background: var(--kspeksn-white);
}

.kspeksn-features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(15rem, 1fr));
    gap: 2rem;
}

.kspeksn-feature-card {
    background: var(--kspeksn-white);
    padding: 2.5rem;
    border-radius: 1rem;
    box-shadow: 0 0.625rem 1.875rem rgba(0, 0, 0, 0.08);
    text-align: center;
    transition: all 0.3s ease;
    border: 0.125rem solid var(--kspeksn-light);
}

.kspeksn-feature-card:hover {
    transform: translateY(-0.5rem);
    box-shadow: 0 1.25rem 3.75rem rgba(0, 0, 0, 0.15);
    border-color: var(--kspeksn-primary-light);
}

.kspeksn-feature-icon {
    width: 4rem;
    height: 4rem;
    background: linear-gradient(135deg, var(--kspeksn-primary) 0%, var(--kspeksn-primary-light) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
}

.kspeksn-feature-icon i {
    font-size: 1.75rem;
    color: var(--kspeksn-white);
}

.kspeksn-feature-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--kspeksn-text);
    margin-bottom: 0.75rem;
}

.kspeksn-feature-text {
    color: var(--kspeksn-text-light);
    line-height: 1.8;
    font-size: 0.9375rem;
}

.kspeksn-loan-amount {
    padding: 6rem 0;
    background: linear-gradient(180deg, var(--kspeksn-white) 0%, var(--kspeksn-light) 100%);
}

.kspeksn-amount-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(20rem, 1fr));
    gap: 2rem;
}

.kspeksn-amount-card {
    background: var(--kspeksn-white);
    padding: 3rem;
    border-radius: 1rem;
    box-shadow: 0 0.625rem 1.875rem rgba(0, 0, 0, 0.08);
    text-align: center;
    transition: all 0.3s ease;
}

.kspeksn-amount-card:hover {
    transform: translateY(-0.5rem);
    box-shadow: 0 1.25rem 3.75rem rgba(0, 0, 0, 0.15);
}

.kspeksn-amount-icon {
    width: 4rem;
    height: 4rem;
    background: linear-gradient(135deg, var(--kspeksn-accent) 0%, #34D399 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
}

.kspeksn-amount-icon i {
    font-size: 1.75rem;
    color: var(--kspeksn-white);
}

.kspeksn-amount-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--kspeksn-text);
    margin-bottom: 1.5rem;
}

.kspeksn-amount-range {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 1rem;
    margin-bottom: 1rem;
}

.kspeksn-amount-min,
.kspeksn-amount-max {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--kspeksn-primary);
}

.kspeksn-amount-separator {
    font-size: 1.5rem;
    color: var(--kspeksn-text-light);
}

.kspeksn-amount-note {
    color: var(--kspeksn-text-light);
    line-height: 1.8;
    font-size: 0.9375rem;
}

.kspeksn-loan-requirements {
    padding: 6rem 0;
    background: var(--kspeksn-white);
}

.kspeksn-requirements-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(20rem, 1fr));
    gap: 2rem;
}

.kspeksn-requirement-section {
    background: var(--kspeksn-white);
    padding: 2.5rem;
    border-radius: 1rem;
    box-shadow: 0 0.625rem 1.875rem rgba(0, 0, 0, 0.08);
    border-left: 0.25rem solid var(--kspeksn-primary);
}

.kspeksn-requirement-section-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--kspeksn-text);
    margin-bottom: 1.5rem;
}

.kspeksn-requirement-list {
    list-style: none;
}

.kspeksn-requirement-list li {
    padding: 0.75rem 0;
    padding-left: 2rem;
    color: var(--kspeksn-text-light);
    line-height: 1.8;
    position: relative;
}

.kspeksn-requirement-list li::before {
    content: '\f00c';
    font-family: 'Font Awesome 5 Free';
    font-weight: 900;
    position: absolute;
    left: 0;
    color: var(--kspeksn-accent);
}

.kspeksn-loan-rates {
    padding: 6rem 0;
    background: linear-gradient(180deg, var(--kspeksn-light) 0%, var(--kspeksn-white) 100%);
}

.kspeksn-rates-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(20rem, 1fr));
    gap: 2rem;
}

.kspeksn-rate-detail-card {
    background: var(--kspeksn-white);
    border-radius: 1rem;
    box-shadow: 0 0.625rem 1.875rem rgba(0, 0, 0, 0.08);
    overflow: hidden;
}

.kspeksn-rate-detail-header {
    background: linear-gradient(135deg, var(--kspeksn-primary) 0%, var(--kspeksn-primary-light) 100%);
    padding: 1.5rem 2rem;
    color: var(--kspeksn-white);
}

.kspeksn-rate-detail-title {
    font-size: 1.5rem;
    font-weight: 600;
    margin: 0;
}

.kspeksn-rate-detail-body {
    padding: 2rem;
}

.kspeksn-rate-text {
    color: var(--kspeksn-text-light);
    line-height: 1.8;
    margin-bottom: 1rem;
}

.kspeksn-rate-text strong {
    color: var(--kspeksn-text);
    font-weight: 600;
}

.kspeksn-rate-factors,
.kspeksn-payment-methods {
    list-style: none;
    margin-top: 1rem;
}

.kspeksn-rate-factors li {
    padding: 0.5rem 0;
    padding-left: 2rem;
    color: var(--kspeksn-text-light);
    line-height: 1.8;
    position: relative;
}

.kspeksn-rate-factors li::before {
    content: '\f00c';
    font-family: 'Font Awesome 5 Free';
    font-weight: 900;
    position: absolute;
    left: 0;
    color: var(--kspeksn-accent);
}

.kspeksn-payment-methods li {
    padding: 0.75rem 0;
    padding-left: 2rem;
    color: var(--kspeksn-text-light);
    line-height: 1.8;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.kspeksn-payment-methods i {
    color: var(--kspeksn-primary);
}

.kspeksn-application-process {
    padding: 6rem 0;
    background: var(--kspeksn-white);
}

.kspeksn-process-timeline {
    position: relative;
    padding: 2rem 0;
}

.kspeksn-process-timeline::before {
    content: '';
    position: absolute;
    left: 2rem;
    top: 0;
    bottom: 0;
    width: 0.25rem;
    background: linear-gradient(180deg, var(--kspeksn-primary) 0%, var(--kspeksn-primary-light) 100%);
}

.kspeksn-process-step {
    position: relative;
    padding-left: 6rem;
    margin-bottom: 3rem;
}

.kspeksn-process-step:last-child {
    margin-bottom: 0;
}

.kspeksn-step-number {
    position: absolute;
    left: 0;
    top: 0;
    width: 4rem;
    height: 4rem;
    background: linear-gradient(135deg, var(--kspeksn-primary) 0%, var(--kspeksn-primary-light) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--kspeksn-white);
    font-weight: 700;
    font-size: 1.25rem;
    box-shadow: 0 0.5rem 1.25rem rgba(30, 58, 138, 0.3);
}

.kspeksn-step-content {
    background: var(--kspeksn-white);
    padding: 2rem;
    border-radius: 1rem;
    box-shadow: 0 0.625rem 1.875rem rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.kspeksn-step-content:hover {
    transform: translateX(0.5rem);
    box-shadow: 0 1.25rem 3.75rem rgba(0, 0, 0, 0.15);
}

.kspeksn-step-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--kspeksn-text);
    margin-bottom: 0.75rem;
}

.kspeksn-step-text {
    color: var(--kspeksn-text-light);
    line-height: 1.8;
}

.kspeksn-process-cta {
    text-align: center;
    margin-top: 3rem;
}

@media (max-width: 768px) {
    .kspeksn-page-title {
        font-size: 2rem;
    }

    .kspeksn-page-subtitle {
        font-size: 1rem;
    }

    .kspeksn-process-timeline::before {
        left: 1.5rem;
    }

    .kspeksn-process-step {
        padding-left: 5rem;
    }

    .kspeksn-step-number {
        width: 3rem;
        height: 3rem;
        font-size: 1rem;
    }
}