.kspeksn-page-hero {
    background: linear-gradient(135deg, rgba(30, 58, 138, 0.05) 0%, rgba(59, 130, 246, 0.1) 100%);
    padding: 6rem 0 4rem;
    text-align: center;
}

.kspeksn-page-title {
    font-size: 3rem;
    font-weight: 700;
    color: var(--kspeksn-text);
    margin-bottom: 1rem;
    background: linear-gradient(135deg, var(--kspeksn-primary) 0%, var(--kspeksn-primary-light) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.kspeksn-page-subtitle {
    font-size: 1.25rem;
    color: var(--kspeksn-text-light);
}

.kspeksn-savings-overview {
    padding: 6rem 0;
    background: var(--kspeksn-white);
}

.kspeksn-savings-products {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(25rem, 1fr));
    gap: 3rem;
}

.kspeksn-savings-product-card {
    background: var(--kspeksn-white);
    padding: 3rem;
    border-radius: 1rem;
    box-shadow: 0 0.625rem 1.875rem rgba(0, 0, 0, 0.08);
    border: 0.125rem solid var(--kspeksn-light);
    transition: all 0.3s ease;
}

.kspeksn-savings-product-card:hover {
    transform: translateY(-0.5rem);
    box-shadow: 0 1.25rem 3.75rem rgba(0, 0, 0, 0.15);
    border-color: var(--kspeksn-primary-light);
}

.kspeksn-product-header {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    margin-bottom: 1.5rem;
}

.kspeksn-product-icon {
    width: 4rem;
    height: 4rem;
    background: linear-gradient(135deg, var(--kspeksn-primary) 0%, var(--kspeksn-primary-light) 100%);
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.kspeksn-product-icon i {
    font-size: 1.75rem;
    color: var(--kspeksn-white);
}

.kspeksn-product-name {
    font-size: 1.75rem;
    font-weight: 600;
    color: var(--kspeksn-text);
}

.kspeksn-product-desc {
    color: var(--kspeksn-text-light);
    line-height: 1.8;
    margin-bottom: 1.5rem;
}

.kspeksn-product-features {
    list-style: none;
    margin-bottom: 2rem;
}

.kspeksn-product-features li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: var(--kspeksn-text-light);
    margin-bottom: 0.75rem;
}

.kspeksn-product-features i {
    color: var(--kspeksn-accent);
}

.kspeksn-interest-rates {
    padding: 6rem 0;
    background: linear-gradient(180deg, var(--kspeksn-white) 0%, var(--kspeksn-light) 100%);
}

.kspeksn-rates-table {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(20rem, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}

.kspeksn-rate-card {
    background: var(--kspeksn-white);
    padding: 2.5rem;
    border-radius: 1rem;
    box-shadow: 0 0.625rem 1.875rem rgba(0, 0, 0, 0.08);
}

.kspeksn-rate-product {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--kspeksn-text);
    margin-bottom: 1.5rem;
    text-align: center;
}

.kspeksn-rate-details {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.kspeksn-rate-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem;
    background: var(--kspeksn-light);
    border-radius: 0.5rem;
}

.kspeksn-rate-single {
    justify-content: center;
    flex-direction: column;
    gap: 0.5rem;
}

.kspeksn-rate-period {
    color: var(--kspeksn-text);
    font-weight: 500;
}

.kspeksn-rate-value {
    color: var(--kspeksn-primary);
    font-weight: 700;
    font-size: 1.125rem;
}

.kspeksn-rate-note {
    color: var(--kspeksn-text-light);
    font-size: 0.875rem;
    text-align: center;
    font-style: italic;
}

.kspeksn-application-process {
    padding: 6rem 0;
    background: var(--kspeksn-white);
}

.kspeksn-process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(15rem, 1fr));
    gap: 2rem;
    margin-bottom: 3rem;
}

.kspeksn-step-item {
    position: relative;
    background: var(--kspeksn-white);
    padding: 2rem;
    border-radius: 1rem;
    box-shadow: 0 0.625rem 1.875rem rgba(0, 0, 0, 0.08);
    border-left: 0.25rem solid var(--kspeksn-primary);
    transition: all 0.3s ease;
}

.kspeksn-step-item:hover {
    transform: translateY(-0.5rem);
    box-shadow: 0 1.25rem 3.75rem rgba(0, 0, 0, 0.15);
}

.kspeksn-step-number {
    width: 3rem;
    height: 3rem;
    background: linear-gradient(135deg, var(--kspeksn-primary) 0%, var(--kspeksn-primary-light) 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--kspeksn-white);
    font-weight: 700;
    font-size: 1.25rem;
    margin-bottom: 1rem;
}

.kspeksn-step-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--kspeksn-text);
    margin-bottom: 0.75rem;
}

.kspeksn-step-text {
    color: var(--kspeksn-text-light);
    line-height: 1.8;
}

.kspeksn-process-cta {
    text-align: center;
}

@media (max-width: 768px) {
    .kspeksn-page-title {
        font-size: 2rem;
    }

    .kspeksn-page-subtitle {
        font-size: 1rem;
    }
}